About Me
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| My life line or support system |
| My daughter Jade, her daughter Ella and me |
| Brian and Ella |
| Mom |
| Dad |
| Drawing on my experience while growing up I always felt I had been living a responsible life and had no fears regarding my future. When I was diagnosed with cancer I had no credit card debt, absolutely none whatsoever. I owned my own vehicles and for the past eight years I had been on the path to owning a home I could easily afford. My business, a construction company, fell victim, like so many others, to the Georgia drought. Then the downturn in the housing industry finished it off. It actually began experiencing serious shortfalls before November of 2007 By mid 2008 our construction company was not producing regular work or projects. It was time to shut it down. I had seventeen independent contractors depending on me. The hardest part was telling them they could no longer depend on me to support their families. To add insult to injury, January 20th inauguration day of 2009 I was diagnosed with cancer. I spent the first 5 month being treated with chemo and radiation. I had surgery on May 28th and can say I am now cancer free . Before the cancer there was nothing on the horizon that would have indicated additional problems. When my credit score was still in the 700’s I applied for and received two unsecured loans to rescue my home from foreclosure. I had not been diagnosed with cancer at that time so I viewed these loans as my mini bailout so to speak. Spending my way out of debt conflicted with my up-bringing but that was the tone resonating from Washington so against my better judgment, I gave it a try. Bad choice on my part. For the record, You Cannot Spend Your Way Out Of Debt! What I found to be particularly discouraging is I had been unable to find any programs to assist homeowners that could have otherwise weathered this downturn were it not for medical concerns. I was not brought up to whine or complain about rough rides but this just did not make sense. There are so many people that have lived a responsible life and when a life altering situation presents itself it is very difficult for the “Newbie” to find assistance. That just didn't set well with me. My world was turned completely upside down and now I have to forage for assistance? I learning how to ask for help. I found quite a few organizations to turn to. In writing blogs and other clever creative ventures I found others who knew about groups and organizations that would help others. I do not have any money to help you. What I do have is links and phone numbers to places you really can turn too. This is my way of giving back. Each time a family who has a gas or light bill they can't pay gets help I am blessed. Each time a person knows there is someone out there to help I am blessed. Knowing a child in our country is not going to bed hungry I feel blessed. If you know of groups or organizations in your community who can help please let me know. I will post them on the appropriate page. |
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